Most of us feel secure when we have insurance coverage on our possessions. Legally, we’re required to have insurance on our cars and on our homes in most cases. However, this false sense of security is exactly why most parties to a claim settle for what the insurance says they will pay. We pay them to protect our belongings and we trust them to do so. Unfortunately, that’s not always the case. That’s why sometimes it’s necessary to hire an, Insurance Claim Lawyer.
When to Hire a Cincinnati Insurance Claim Lawyer:
Most often, we rely on our insurance companies to protect us. We don’t know that when we disagree with the amount they offer to pay for the claim we have options. In fact, we don’t realize the insurance companies are using calculations that don’t pertain to our specific event but are averaged out across the country in order to protect the insurance company and make sure they “earn” money year over year instead of taking a loss. We get that. It’s a business. However, when they do not take your specific circumstances into account, you can often end up with the short end of the stick. When you inherently disagree with what the insurance company offers to pay out in order to settle your claim, you have options. This is when it might be time to hire a Cincinnati insurance claim lawyer.
What type of claim can an Insurance Claim Lawyer help with?
A Cincinnati insurance claim lawyer can help with a variety of claims. This is not the same as a case where you might have been personally injured and seeking compensation for that injury. This is a claim where your insurance company denies your claim and refuses to pay for the loss you have incurred. For instance, if a storm comes along and the wind takes part of your roof, you should call your insurance company as soon as possible to make a claim. They would send an adjuster to assess your claim and report back to the insurance company. You would then find that they either agree to pay or perhaps the adjustor said your roof was very old and already needed to be replaced and it wasn’t the storm’s fault. In this case, your insurance company could deny your claim and refuse to pay for the roof.
At this time you would need to decide if you disagreed with the insurance company. Perhaps you know that you had zero roof issues prior to the storm, and you think it’s unfair that the insurance company has denied your claim. At this point in time, you would call an insurance claim lawyer to fight the insurance company’s decision.
There are numerous types of claims that can be made on damaged property and just as many reasons your insurance company may try to deny them. Whether you’re a homeowner or a contractor, you have rights and in the event you are unsatisfied with an insurance company’s decision on your claim, a Cincinnati insurance claim attorney can help you get the results you deserve.
Should you or someone you know need the help of an insurance claim attorney in Ohio, Indiana, or Kentucky, the Law Offices of Blake R. Maislin, LLC can help. Please call 444-4444 or get a free consultation by filling out this form.
